Job description:
Professional credit analyst provides assessments of customers’ financial condition. The aim is to minimize as much as possible the risk of bad debts, increasing receivables collections, and assisting in order management. A credit analyst works with individuals, businesses, banks, credit rating agencies and investment companies.
Here is a free sample to edit and customize for your job application:
Commercial Credit Analyst Resume Example
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Full Name
[Street, City, State, Zip] | [Phone] [Email Address]
CREDIT ANALYST
■ Profile
Credit analyst professional with five years’ experience,
- Sound knowledge of credit systems, financial collections, debt management, reporting and all related credit-based system operations.
- Possesses ability to apply business insight and professional judgment. Efficiently renders complex financial information in palatable form.
■ Core Competencies and Strengths
- Perfect writing skills combined with superior communication ability.
- Analytical capacity | Research skills | Good with numbers/math
- Effective decision-making | Commercially adept | Team worker
- Superior customer service and interpersonal skills.
- Effective under little or no supervision
■ Objective Statement – To become part of an enterprising organization in the capacity of a credit analyst – Eager to work with individuals and large businesses alike, maintaining the highest standards in the best interests of all parties.
■ Professional Experience
ABC Credit Trust Dublin, OH 2004 – Present
Credit Analyst
- Effectively assessed credit risk and (current and potential) client viability, analyzing financial statements and cash flow of customers.
- Performed (quantitative and qualitative) analysis of requests for loans and lines of credit.
- Provided customer service support and professional financial guidance.
- Prepared written credit-approvals and denials.
Additional performances
- Fostered productive relationships with both internal and external clients.
- Maintained effective liaisons with in-company department members: account managers and product specialists.
- Initiated changes in credit policies – Ensured policies and procedures accorded with department’s standards.
■ Education
- BA in [one of the following] – Accounting, Statistics, Finance or Business
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